Monday, August 31, 2015

The Enterprises TV Show Highlights Best States for Driving

Drivers in most parts of the U.S. know which states are the best and worst for driving. Some states are better for drivers and this is due to having more space to commute. The Enterprises TV show shares which states are the best for drivers.

Personal finance website ran a study using criteria such as cost of driving, safety and overall driving experience, cost of gas, insurance and repairs, number of auto thefts per 100,000 people, number of fatal crashes and time spent on the road. How dense the population was played a major factor in commute time the rate of auto theft.  That said, of all 50 states, these five ranked the best in almost all of the above mentioned categories:

Idaho – This very spacious state has short commute times, low insurance costs, lower gas costs, repair bills and less fatal car crashes than any other state. There is a vast amount of wide open space for drivers to make good time getting from point A to B without many hindrances.

Vermont – On the other side of the country, Vermont ranks very high on the Bankrate survey. Vehicle insurance costs are less than other states, it is a safe place to park a car without fear of theft, there are less fatal crashes than other states and commuting is relatively a breeze.

Wyoming – Motorists in this state spend less time commuting per week than other states. Vehicle theft rates are not that high and fatal cat crashes barely seem to be occurring. It is a wide, open state.

Wisconsin – Another wide, open state, Wisconsin has better commute times than the rest of the country, even in the Milwaukee. Vehicle insurance is lower here than other states, as it vehicle theft rates and fatal crashes.

MinnesotaEnterprises TV notes that short commute times and low gas expenditures put this state in the top five. Other favorite factors include low theft and fatal crash 

Friday, August 28, 2015

The Enterprises TV Show Relays Retirement Trends for Today

Gone are the days when workers who have reached retirement age leave the workforce for a life of leisure. A new survey reveals that more retirees take some other form of work, after leaving

a steady job. The Enterprises TV show relays the retirement trends.

Boston College and the U.S. Bureau of Labor Statistics studied patterns of older workers who retired from 1992 to 2010. They looked at roughly 20,000 American aged 50 and up. Together with critera from the Health and Retirement Survey (HRS) conducted by the University of Michigan, they found some telling results:

There were four main ways older workers took retirement:

  • Traditional - one-time, full retirement from the workforce
  • Bridge - worker left full-time job and starts a part-time job or anoter full-time job
  • Phased - worker reduces their workload and schedule
  • 'Unretirement" - worker leaves employment for about two or more years but  returns to work after that

The study also found that a little more than half of those studied (both men and women) left a full-time career for a bridge job.
Thirteen percent of both sexes were "unretired" during the study period.
A little more than 10 percent of both sexes had a phased retirement.
Few than one-fourth took a tradtional retirement.

Naturally, there are differences in retirement patterns based on age and generations. Early boomers were more likely than their predecessors to bridge employment with full-time work. They were also more likley to leave a full-time career involuntarily due to layoff, health reasons or family care.  These trends pretty much explain how American workers think of retirement and what they need and want from their retirement.

Enterprises TV suggests considering these factors before deciding to retire: volatility of the stock market and its affect on retirement plans, interest rates on homes and vehicles and how the economy affects them, length of service to current long-term employer, needs and wants from a life after work.  People planning to retire soon or within a decade might want to consider bridge employment. A change in career direction is another consideration. These so-called "second careers" could be the golden key to living the Golden Years with some ease.

Monday, August 24, 2015

The Enterprises TV Show Reviews How to Set Transparency Guidelines

Transparency is a keyword which is used in almost every aspect of daily life.  It is tossed around like a volley ball, and occasionally, a business will show itself to be truly see-though. The Enterprises TV show reviews how to set transparency guidelines for small businesses.

Everyone who works for a company wants to included in the loop of information. Transparency is important to a company’s culture because it builds trust in the business and its leadership. When people collaborate and share information, the business will flourish. Solutions to problems are found and implemented. Work performances are improved. Employees are happy and management is pleased. It keeps everyone honest and above board.

Enterprises TV also suggests giving managers training on how to offer good feedback. It helps to also give them instruction on how to receive feedback from their staff. Transparency goes out of the window when staff doesn’t trust leadership to offer constructive feedback or receive it. The days of proclaiming “well, I’m a senior manager, that’s why” are long gone.

Share all the news that affects the company whether it is good or bad. Chances are staff already knows or at the least, senses, the bad news. Most loyal employees will want to do what they can to ease some of the pain.

Transparency is good for any size of business. Set clear guidelines, follow them and enhance them as time goes on. In the end, it benefits everyone.

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Friday, August 21, 2015

Enterprises TV Reviews How to File a Successful Homeowner’s Insurance Claim

People who live in regions of the country where nature can wreak havoc on homes and lives might find the Enterprises TV guidelines for filing successful homeowner’s insurance claims helpful.

Hurricanes, earthquakes, tornadoes and floods can ruin family homes and lives. All it takes is one bad storm, violent earth movement, funnel cloud or flood to destroy everything we work so hard to keep. 

Homeowner insurance (and renter’s insurance) are valuable policies to have in case of emergency. They can repay the policy holder for damages.  But it is imperative to know how to file a successful claim. This falls on the homeowner or renter and not on the insurance company. Below are some tips for staying on your toes:

  • Keep a record of every conversation you have with an insurance rep. Note date, time and person you spoke with on phone calls. Save all email notes and documents.  
  • Take photos of items covered in the claim from TVs to digital devices. Record all serial and model numbers and store them in a safe place that is easy to access when needed.
  • Know what your policy covers and will pay. Some policies only cover the home itself and not the items inside. Does the policy pay cash for damages and ruined items? Or does it pay for just damage to the home?
  • Document the losses. This means taking photos of the damaged areas of the home or items or both.
  • Protect damaged parts of the home. Cover holes in the roof and broken windows.
  • If estimates for repair are needed, get several of them. Vet the contractors thoroughly. Don’t go with the first offer. Beware of unscrupulous contractors.  It might be a good idea to research vendors before a storm approaches when the weather is still good so you know in advance who you want to hire.
  • The Enterprises TV show also suggests requesting proof from vendors that they are licensed for the work, have references you can check, and offer warranties on their work.

Be proactive before a disaster. Gather as much information as possible and keep it in a secure, safe, easy to access place. Print copies in case the electricity goes out and keep it handy.

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Monday, August 17, 2015

US Media Studios Reviews Crowdfunding Trends

Entrepreneurs who desire to launch a business of their own may want to consider crowdfunding to get it off the ground. US Media Studios reviews some of the top trends in this money-raising industry.

How will an aspiring new business owner know which platform is best, how it works and what he or she will need to be successful on it?

There are over 1,000 crowdfunding sites on the Internet today supporting projects for nearly every possible new business venture. A few, though, still dominate the web. Choosing the right one can mean the difference between business start-up success or failure. Find the best one for your needs. Hone the mission statement for your business and search for the right platform.

Some prospective new business owners hire a campaign manager to escalate the fundraising efforts. There are niche agencies which have the processes and experience in place to handle the writing of sales pitches, shooting campaign videos, attracting backers and raising needed funding. US Media Studios suggests looking into this type of help if needed.

Explore the different types of crowdfunding such as equity platforms, venture capital, and individual creative project before choosing one to begin a new business venture. There is a plethora of information on the Internet about funding the launch of a new business, product or service.


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Friday, August 14, 2015

The Enterprises TV Show Reviews How to Effect Change Successfully

Change can be challenging for anyone. It can drain you, motivate you, energize your, or leave you feeling depleted. Enterprises TV shares how to effect change successfully.

Business leaders and entrepreneurs who are contemplating change in their organization or business should take time to map out the change process first.
Start with the largest task and write down the steps that need to be altered.
Keep the big picture in focus as change rolls out. Don’t lose sight of why the change needs to occur.
Stay positive amid the naysayers.
Follow each step of the change process. If there is an obstacle, work through it – not around it – to move on to the next phase. Each step fits into the next one like a jigsaw puzzle.  When all the steps or processes fit together well and run smoothly, the full picture can be seen.
Involve everyone, from top managers to front line employees, in the change process.
Communication is essential to everyone who is taking part in the change process.
Be consistent until the very end.  
Be courageous in announcing the change and moving forward with it. Defy the skeptics. Boldly go where others think you should not. Don’t let one drawback set you off course.

The Enterprises television show encourages entrepreneurs and business leaders to embrace change when needed. 

Monday, August 10, 2015

The Enterprises TV Show Offers Tips for Career Changers

Sometimes, life calls us to make a career change. Perhaps we are following a dream or something too good to pass up lands in our laps. Maybe this change will mean a pay raise or a pay cut. Perhaps it will mean relocating. The Enterprises TV show offers tips for career changers.

There is nothing easy about changing careers. The new opportunity could be across town, across the country or on the other side of the world. Changing careers is not for the weak. Personal finances usually take a hit as we might have to update the wardrobe, travel farther away from home, or to another country. Here are some suggestions to keep money and mind in control when an exciting offer lands in the lap:

Reexamine monthly expenses. Separate needs from wants. Reduce the cost of non-essential costs such as dry cleaning, dining out, clothing, and etc. Save as much money as possible every month. Get cars serviced so they run efficiently. These are for local career changes. Those which are further away have their own set of financial considerations. One of those would be to find ways to pad savings before embarking on long distance careers. The Enterprises TV show encourages readers to consider every aspect of a career change before embarking on the new journey. A switch is a good idea as long as it does not involve a huge pay cut or a drastic change in lifestyle at home, or a danger abroad.

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