Friday, September 19, 2014

Enterprises TV Takes a Look at Office Bullying





A recent poll by CareerBuilder found that 28% of Americans said they had been bullied at work. Enterprises TV ooks at who is being bullied, what defines bullying and what to do if you think you are being a victim of office bullying.

The poll found that disabled people felt they were bullied the most, followed by lesbian, gay and transgendered workers. More women than men felt they were bullied and a third reported the incident, compared to a lower percent of men. Lower paid and less educated workers say they have been bullied than higher income employees.

Office bullying cost companies money. Some victims leave their job and the turnover to hire a new worker raises the costs for that company. And if the bullied worker files a hostile work environment claim or sexual harassment claim, the business’ cost is even more. The Enterprises TV show shares some of the more common types of office bullying and the percentage of those who reported it. (source: CareerBuilder)
  • Falsely accused of mistakes the worker didn't make (43 percent)
  • Comments were ignored, dismissed or not acknowledged (41 percent)
  • A different set of standards or policies was used for the worker (37 percent)
  • Gossip was spread about the worker (34 percent)
  • Constantly criticized by the boss or co-workers (32 percent)
  • Belittling comments were made about the person's work during meetings (29 percent)
  • Yelled at by the boss in front of co-workers (27 percent)
  • Purposely excluded from projects or meetings (20 percent)
  • Credit for the person's work was stolen (20 percent)
  • Picked on for race, gender, appearance or other personal attributes (20 percent)
What can a bullied employee do?
Ask the bully to stop. If he or she continues with the harassing behavior, speak to HR or the boss about it. If the boss is the bully or does nothing to stop the bully, consider resigning from the job. If you hear the bully picking on someone unfairly, speak up. And speak up in meetings. There are workplace protections for employees when it comes to a bully creating a hostile work environment, and from supervisors or bosses who threaten a job for reporting a bully.


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Wednesday, September 17, 2014

Enterprises TV Offers Tips for Those Who Want to Retire Early



There are ways to finance an early retirement without having to win the lottery. Enterprises TV shares some tips on how to do it.

Think of the reasons why people retire early: they are unhappy in a job, want a more fulfilling life, desire to travel, or work in a dream job. Perhaps the company one works for is faltering and not doing well and the employee gets fired.

If leaving a job one does not want any more is constantly on the mind, it is best to make a plan. Plan it out financially and plan the other steps needed in order to get there. If a little more education is needed, take the time now to get it. Stash all extra cash away. The Enterprises TV show feels that an early retirement is accessible for many people.  One does not need an impressive amount of savings in order to leave a job for good. Sometimes, part-time work, consulting or contract work fills the financial gap that a full-time job once took. Early retirement can be whatever one makes of it. People who want to leave the full-time workforce soon may be able to do so by planning out their next steps now.  But it is never a good idea to quit a job without having something else to replace it – whether that is a part-time gig or a safe pension plan.



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Friday, September 12, 2014

Enterprises TV on Why Some Companies Employ a Dress Code





Almost everyone has their own idea about what “business casual” is. Some may think it means very casual pants and a shirt with flip flops and others may think it is a nice pair of slacks, a blouse or polo shirt for men and proper dress shoes. Enterprises TV explains why some companies employ a dress code.

Many businesses already have a dress code. The strictness of the dress code depends on the type of business it is. And some businesses enforce the dress code while others let it slide. Some ignore it altogether. In any of these situations, employees should know there are specific no-no’s: no flip flops, no torn jeans, no t-shirts,  no braless tops or dresses, no sundresses, no letting shirttails hang out of pants  and no shorts to name a few. Yet, this type of dress is often worn in offices in warmer climates.

Dress codes are created and instituted for a reason – to keep a modicum of professionalism in the workplace. Employees wear their own clothing and shoes which fit within the guidelines of the code. When they are asked to replace one item of clothing with something that is more “standardized”, the dress codes becomes more of a work uniform. Work uniforms should be paid for by the company. A clear example of this is Wal-Mart asking employees to wear blue shirts with a collar from now on. If they want all associates to look the same, they should provide the item of clothing they want to change. And they can certainly afford it. The Enterprises TV show suggests corporate and business leaders review  the company dress code to ensure the workforce is following it. Professional attire often gives in to professional behavior in the office.


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Thursday, September 11, 2014

Enterprises TV Finds More Ways to Save Money Every Month



Building up a savings account or an emergency savings account takes time and patience. But it can be a little easier with a few suggestions we know of and do every month.

Find ways to save at the grocery store. Use coupons or digital codes at every opportunity. Check the receipt for the total amount saved during that visit to the store. At home, circle the savings and stick the receipt in an envelope. Add up the total saved from each receipt at the end of the month and deposit that into the savings or emergency account. Enterprises TV suggests checking all receipts for the savings amount.

How much money do you need on the weekend for grocery shopping, movies, dinner out or other events? Withdraw that amount in cash and use it instead of debit or credit cards. Deposit the remaining cash in the savings account.

Never pay full price for anything. There are so many ways to save and pocket the extra. This works when shopping the sales at department stores. Save the amount saved to the emergency or other savings account.

Use a reward-based credit card and opt for cash back. Or use the points on the card toward something pricey and pocket the money saved from not spending it at a big box electronics store. The Enterprises TV show believes these strategies will work in and spur the reluctant saver to save even more.

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Tuesday, September 9, 2014

Enterprises TV Shares a Few Off the Flight Path Travel Apps



Traveling can be rough, frustrating and exhausting these days with packed flights, entitled passengers long customs lines and rising fares.  Fortunately, Enterprises TV learns of some useful travel apps which aim to alleviate the most troublesome issues.

AirHelp – This is an app which connects travelers with a  group of lawyers who help those whose flights were delayed or cancelled receive compensation for their misfortune. Their attorneys help travelers figure out what their rights are and go to court to fight for them. Most of the cases they’ve tried resulted in an average reward of $600 for the traveler.

Mobile Passport Control – U.S. Customs goes digital and makes international travel easier. U.S. and Canadian citizens can create a profile with their passport info. For each trip, they select their flights, take a selfie and answer customs questions directly in the app. It then spits out a QR coded receipt to present to the customs officer. While this app only works in the Atlanta, GA airport now, it should be available later around the country at major airports. Until then, international passengers can sign up for the Global Entry program and whisk through this part of travel.

Flight Tonight – Need a last minute flight from your home airport? Want to know which flights are available at the last minute for an affordable fare? The app aggregates cheap fares from home airports, books the chosen flight through the airline and travel site and takes a standard agency commission for the referral. The Enterprises TV show believes these apps might make travel a little less cumbersome and trouble-free.

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Monday, September 8, 2014

Enterprises TV Reports on Insurance Coverage – What Do We Need?



There are so many different kinds of insurance that it can be hard to determine what is needed and what is not. Enterprises TV reports on the different types of insurance explains if they are really needed or not.

Homeowner’s and Renter’s Insurance – Almost every home people own must have homeowner’s insurance to cover it should something happen to it. The same applies to rented homes, condos and apartments. The owner’s insurance only over the outside. The renter should protect their own belongings.

Auto insurance – Most states make having auto insurance mandatory. If a vehicle owner does not have it and is pulled over, they can lose their license and be fined. Find the best coverage and rates online.

Health insurance – The U.S. government made this mandatory. One must be covered or face fines which are due when income taxes are due – and the fines are steep. Fortunately, there are plenty of options for low cost health insurance.

Disability insurance – This type of insurance covers the insured if they should become incapacitated during the working years. It replaces lost income which is vital if the disabled one is the sole income bearer in a family or is single.


The Enterprises TV show believes that it is essential for readers to find the most comprehensive insurance available at the most affordable rates to protect oneself from catastrophe.

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Thursday, September 4, 2014

Enterprises TV and the Most Affordable Cities for Retirees

(Tampa, Florida)

Some cities are better for retirees than others because they are affordable, have great healthcare facilities and great weather. Enterprises TV shares the list of the top ten most affordable cities for retirees.

Not surprisingly, Florida has five of the ten cities for being great places for retired people. Texas has two cities, Arizona has two cities and Kansas has one. Below are how the top ten are ranked by WalletHub:

  1. Tampa. FL
  2. Grand Prairie, TX
  3. Orlando, FL
  4. St. Petersburg, FL
  5. Scottsdale, AZ
  6. Overland Park, KS
  7. Port St. Lucie, FL
  8. Cape Coral, FL
  9. Plano, TX
  10. Peoria, AZ

The survey considered several relevant criteria in determining the above ranking order: taxes, cost of living, cost of in-home care, change of securing a job in retirement, weather, crime, access to hiking, golfing, volunteer opportunities, clean air and water, and of course, availability of doctors, dentists and hospitals.

Florida is a popular state for retirees because of it low taxes and great weather. Texas is affordable and has the resources to hire older workers, Arizona has great weather, healthcare and activities. Kansas also provides plenty of jobs for retirees, is affordable and good healthcare is available when needed. There are many reasons why those who are close to retirement and who have quit working already choose to relocate. The Enterprises TV show suspects that having a more affordable cost of living is the most common reason.


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