Friday, June 24, 2016

Enterprises TV Shares News from America’s Green Cities

Cities throughout the United States are utilizing alternative energy in a myriad of ways.  From city busses running on clean energy to post office processing centers installing solar panels to generate clean power, America is slowly but surely getting on the “green” train.

Even though the U.S. Environmental Protection Agency (EPA) does not have established criteria to rank the environmentally-friendliness of a city, some cities are taking the initiative anyway. Some of the ways in which they measure their “greenness” include:
  • Improving air and water quality
  • Efficient recycling and waste management policies
  • Allotting more land for parks and nature areas
  • Utilizing renewable energy sources in buildings and public transportation
Chicago, IL City Hall with roof gardens

A few of America’s big cities have already taken giant strides toward these goals:
  • Austin, Texas – The city is well on its way to being run by 100 percent renewable energy by 2020 with strong programs by its energy company.
  • Chicago, Illinois – The city initiated a “green roof” plan and now some of its tallest buildings sport gardens on the top.
  • Seattle, Washington – The city currently has 20 public buildings which are LEED-certified or are under certification.
  • Berkeley, California – The city of Earth-loving residents has a growing industry for wind, solar, hydro and biofuel powers.
  • Eugene, Oregon – The city has always been green, but is more so with a hybrid public transportation system, and more than 30 miles of off-street bike paths.
  • Oakland, California – The city has the cleanest tap water, hydrogen-powered public transportation, and the 17 percent of its energy is from renewable sources.

While these great American cities are forging toward a cleaner, greener and more sustainable future, there are more places in the U.S. doing the same. Enterprises TV reminds readers that city power companies have plans, some of which are being implemented , to move toward using renewable energy. Go online and find out what your city and your local power company are doing to become more environmentally-friendly. It may surprise you.

Monday, June 20, 2016

Enterprises TV Examines Early Retirement Strategies

Who doesn’t want to retire early? The thought of being able to stop working before age 70 sounds appealing, even though it is a slim reality for most working Americans. There are, however, some strategies that Enterprises TV can share which might make early retirement a little more feasible.

Start Saving More Now

Every financial adviser will more than likely advise clients to start stashing money from paychecks, bonuses or raises into retirement savings accounts as early in working years as possible. For people who haven’t really saved much for retirement due to family or employment issues, once back on their feet, consider saving anywhere from 35 to 50 percent of annual income. This may seem insurmountable. Make it easy by breaking the annual amount into monthly increments and automatically depositing those funds into savings and retirement accounts. If that is financially difficult, try adding 15 percent of annual income to retirement funds.

Gaming the Savings Plan

Think of saving as if it is a game to strategize and win. Find thrifty ways to save on everything from fuel for vehicles, groceries, vacations, and the occasional big ticket item such as a car, new TV or like items. The Enterprises TV show also suggests not making any major lifestyle changes when receiving a significant raise or extra bonus. Live frugally and put the windfall in an interest-bearing retirement account.

Retirement will come sooner than we think, and we need to be ready for it.

Friday, June 17, 2016

Enterprises TV Takes a Realistic View of Retirement Issues

Many Americans who are over the age of 50 are facing the reality of knowing they will need to keep working to age 70 and up. Previous years brought unemployment to many homes. Savings accounts were depleted and retirement accounts were emptied so daily living expenses could be met. The economy is healthier now, and some people are back at work. The rebuilding of personal and retirement savings begins anew.

Critical Thinking

The older workers become, the more likely they are to feel stuck in a job, with very little discretionary funds in which to enjoy life. This is a tough way to live.  Financial stress is one reason why some employees are not as physically healthy as they’d like to be. Stress can raise blood pressure. It can compel someone to partake in bad habits such as eating poorly, smoking or drinking too much alcohol. It can also mean employees are not as engaged in their job because they are fretting about their immediate and future financial situation.  So how can someone break out of this worrisome circumstance?


Enterprises TV suggests setting aside some time to work finances, immediate and future, with a trusted family member, friend or financial planner. Reevaluate retirement stock option plans regularly and make changes if needed. Scale down living expenses to a moderately comfortable level. Find the small joys in life every day. Plan regular vacations, even if the vacation is to stay home and visit local tourist sites.

The Future

The future is not so frightening when we plan for it. True, there will be ups and down in the stock market, interest rates, and general inflation and maybe another recession will occur. Nothing in life is certain. But we must continue to do what we can to have an enjoyable life, no matter how we define “enjoyable”. 

Monday, June 13, 2016

Enterprises TV Slips Into Small Business Workplace Safety Guidelines

Small Business Workplace Safety

Small business owners have much on their minds. One of the recurring concerns is that of workplace safety. It is the main issue that owners have, and it ranks above cyber-security or natural disasters. In a recent survey conducted by Employers, an insurance specialist, workplace safety risks are the source of greatest concern. Employers want to ensure their staff has a safe and healthy place to come and work every day.

Common Workplace Safety Causes

The most common workplace safety accidents are: strains and sprains, cuts or punctures, contusions, inflammation, and fractures. The most cited types of injuries, slips and falls, is a common cause of workplace safety problems. One small ice cube dropped on the floor can cause one person step on it and slip badly. This can possibly sideline the employee for the entire day, for weeks, and in worst cases, months. The business then loses the employee’s productivity for that time, pays for the worker’s compensation medical costs, and must find someone to fill the injured employee’s position.

Positive Employee Workplace Safety Steps

Enterprises TV suggests holding a workplace safety staff meeting. Basic preventative steps for everyone are:
  • Close file cabinet drawers the entire way when done.
  • Pick up or wipe up any food, beverages or ice.
  • Secure all loose electrical cords and any wires under and around desks, in hallways and work floors.
  • Businesses needing drivers should have the driver record of the employee before hiring.
  • Review workplace driving safety measures every 6 months with motor-vehicle staff.

For more information about small business workplace safety, click here.

Friday, June 10, 2016

Enterprises TV Scrutinizes the Image of Ideal Employees

What is the image of an ideal employee? Is it someone who works 50 to 60 hours per week, answers work phone calls and emails over the weekend, during family vacations and on holidays? Who is the ideal employee? A man or a woman? Enterprises TV scrutinizes the image of ideal employees.

During the 20th Century, men were thought of the ideal employee because they were able to devote a significant portion of their lives to their jobs or careers. It was assumed that they would do whatever it took to climb the corporate ladders. In fact, they often did. Looking back, the higher the position in a company the man held, the harder and longer he worked to go higher. Mid-level managers were most often the employee types to do this.  It was also assumed that the women in their lives would be the primary caretakers, which they were.

Women, during that time, who worked long hours, traveled when needed, missed family milestone events, and other important moments in life, were not so respectfully viewed. They were seen as not caring, not loving, and not capable. Yet, there she was doing everything a man in an equal position was doing.

Flash forward to today where the real career struggle for work-life balance is taking place. Traditional beliefs are still strong where women are more likely to take advantage of work place policies regarding family needs than men. Whereas men are more likely to go about taking time off for children’s games, recitals, illnesses more quietly than women. They may ask a colleague to cover for them rather than take time off.

If we are to define the ideal employee in today’s workplace, we would consider someone who is loyal to the company, gets their work done every day, and still knows the value of family time. Business leaders who show by example that life is not just about the job or company can carve a good work culture for their staff.

Monday, June 6, 2016

Enterprises TV Reveals the Top Tech Features for Smart Homes

Smart homes are more common right now, and will be in the foreseeable future. But what makes a smart home smart? What tech or digital features are the most common?

A study from Coldwell Banker found that 45 percent of Americans own some kind of smart home technology, and 33 percent of the real estate agents report “smart” homes sell faster than homes without the technology.

One of the most requested tech services homeowners look for is temperature control. Smart thermostats regular room and home temperatures from the time the residents go to bed, wake up, and leave for work. Smart thermostats are energy and money savers.

Home security is another digital tool that homeowners want. Everyone wants to feel and be safe in their homes. Security alarms and cameras certainly add to the feeling of security. Some systems can unlock doors remotely from a short distance away by smart phone app.

Automatic lighting is another feature consumers look for when thinking of a smart home purchase. The ability to be able to turn inside and outside lights on at set times is great feature to personal safety and security.

Enterprises TV notes that in-home safety is another tech feature worth investing in. When smoke detectors, carbon monoxide and other noxious fumes alerting systems work, families are saved from illness and even death. Alerts can be programmed to connect with smart phones, thus giving the homeowner more control and options for notifying emergency responders.

Smart home technology is a hot feature in the real estate industry. It regulates energy costs and makes homes and the people in them feel more safe and secure. 

Friday, June 3, 2016

Enterprises TV Relays Advice before Starting a Business

America is chock full of innovative, enterprising entrepreneurs who possess the drive to start their own business. Without doubt, small businesses are the backbone of the American economy.  But before quitting a steady, well-paid job and venturing out alone, take heed of these thoughts from Enterprises TV about what to know and do first.

Research the Industry and Competitors
Know thy competitors. How many other businesses are there in the immediate area that offers the same service or product? How successful is their business? Any new product or service should be better and/or cheaper than what is already out there.

Write a Mission Statement for the Business
Everyone needs goals to reach for and a reason to do what they do. Mission statements are great for this purpose. Entrepreneurs continually grow as business owners. Keep track of the main purpose about why the business was started with a mission statement.

Assemble an Advisory Team
It is essential to know who to count on before and during the launch and running of a new business. Assemble a team an advisory team comprised of legal, accounting, and marketing reps. If no one comes to mind, ask a trusted and respected mentor. These people can help prevent problems before any occur.

Hope for the Best and Prepare for the Worst
Be prepared for the financial down times with a strong cash flow.  Every business has its ebbs and flows of activity and revenue. A lull in business is a good time to get re-organized. Clean up paperwork, network with other business owners, and refresh marketing plans.  Enterprises TV suggests preparing a back-up plan for the just-in-case situation. It never fails to hope for the best and prepare for the worst.