More so now than ever before, it pays to be vigilant when
using Wi-Fi in public hotspots, when shopping online and when logging in
anywhere outside of the home. Enterprises TV reminds readers how to block
online ID thieves.
First and foremost, it is imperative that we regularly
review our credit reports for accuracy. If something fraudulent is on them,
report it immediately to the credit bureau that listed it. We should also
always check financial accounts to be sure nothing suspicious is happening. Phishing occurs more often than we think it
does. Always keep in mind that banks do not send email notes to customers
asking for their personal information. Neither do investment companies, utility
companies or telecommunication companies.
If something suspicious is found, call the credit reporting
agency and ask them to place a credit lock, not a freeze, on the account. A freeze
blocks the credit report from everyone, including potential employers and other
lenders.
Enterprises TV suggests never using an email address as a
user name for credit or financial accounts. These can be easily guessed and
money can be transferred out of your account. Be aware of who is near you when using
a credit or debit card at a POS (point of sale) terminal in the store. If
someone is too close, ask them to step back. If they balk, let them go ahead of
you. In today’s very digital world, it is vital to know how to block online ID
thieves.
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