As the year winds down, employees may be trying to fit all
doctor appointments in before the New Year arrives, and before deductibles go
up. Enterprises TV examines the employee benefit trends that will be hot in
2016.
Many health insurance companies are now offering wellness
programs with awards for reaching specific health goals, such as smoking
cessation. Insured employees can
register on the health insurance company’s website and begin to set wellness
goals. Perks offered are varied depending on the insurer.
Health savings accounts are not all that new, but they are
popular. These “banks” give employees the opportunity to set aside any money
they might need for out of pocket health expenses, such as reading glasses, Ace
bandages, and other costs. But not all
employers provide HSAs.
It is not all that uncommon for an employer to go through an
insurance broker to find the most affordable health insurance plan. The brokers
are usually local professionals who do all the footwork and paperwork. Small
and medium-sized businesses tend to use brokers more than larger companies.
Enterprises TV notes that this often means health insurance may change from
year to year.
Health care becomes more expensive every year. Insurance
covers most of what ails us, provides pharmacy benefits, and award programs for
keeping and maintaining a wellness goal.
Other benefit trends in 2016 include work from home days,
automatic enrollment in retirement savings plans with automatic raises in amount
contributed at set times. One of the
most important benefits for any worker is knowing that some of their paycheck is
being automatically deposited into a retirement account. There are good, healthy trends for both the physical
and financial lives of American workers. Take advantage of them.
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