Medical bills usually come soon after any treatment of
office visit has occurred. Some come with billing errors and odd looking
charges. In order to be sure they are accurate, The Enterprises TV show shares tips on
how to be your own healthcare advocate.
Keep records of everything. This means keeping insurance
paperwork, lab report bills, phone call logs and conversations with billing
reps organized. Meticulous record keeping can help the patient keep track of
what should be charged rather than what is charged.
If there is an odd looking charge or an erroneous charge,
call the office of where the charge occurred. Ask for the billing person and
question the fee. Write down the rep’s name, date and time of call, and what
was discussed with any action taken.
Be knowledgeable. There are two very good resources which
list the average costs for most medical procedures: Healthcare Bluebook and
FAIR Health, Inc. Research the fees. Be armed with knowledge.
Don’t wait and think about calling for clarification. The
longer one waits, the better chance the healthcare provider will report a late
payment to the credit agencies or send the bill to collection. Pick up the
phone and call.
Ask about payment options. Make payment arrangements if the
bill is too high to pay all at once. Be firm in how much can be paid at one
time. Don’t go broke trying to pay a medical bill because the billing
department insists on it. The Enterprises TV show urges readers to call a healthcare
advocate if needed. No one has the right
to force the patient to pay a hefty bill.
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