Extended warranties may seem like a great way to protect
household appliances and electronics if they should break or stop working. But
as Enterprises TV learns, some parts are no covered and the cost of the
extended warranty may be wasted.
The adage of “read the entire document before signing” rings
especially true for anyone thinking of buying an extended warranty. We tend to
read a car lease agreement in its entirety. We read mortgage documents and
rental leases in full so why not the offer for an extended warranty?
Consumers spend hundreds of dollars on these warranties and
many people don’t read them in full. Something as common as an ice maker in the
freezer may not be covered because the warranty provider wants to sell a policy
for it on its own. The same can be said for vehicles. The Enterprises TV show
suggests skipping extended warranties and putting that money into savings
account instead. Most extended warranties cost a bundle and really don’t provide
that much coverage. If some part of an appliance stops working, cal the
manufacturer. Some of them may want to keep the customer happy and might do
something to replace the non-working part. Consumers can check with their
credit card companies to see if there is any extra coverage they get when using
the card to buy a major appliance or electronic device. The bottom line is to
read every single page of any warranty to see what’s covered and what’s not. It
takes time but may prove to be beneficial in the long run.
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