The New Year just began and there is no better time to review personal money matters than now. Sit down with a financial planner and review your retirement savings plans. Be sure you have the right mix of stocks and bonds. Make any changes and then vow to not check the statements constantly. Let the money grow for you. Check back in six months to see if the new strategy is working. The Enterprises TV show suggests asking a trusted friend or family member who is knowledgeable about retirement savings to assist. Re-examine any debt. Call credit card companies and request a lower interest rate. Transfer high interest cards to lower ones. The same applied for home loans, vehicle loans and other loans. If you don’t ask, you will never know. Interest rates will slowly rise in the coming years. Get in now on lower rates, if possible. Get your taxes in order. Early-bird filers will have to wait a little longer than usual to get their refunds thanks to the government shutdown earlier this year. Put every receipt and statement in order, stick it in a file and be prepared to nail that tax return as soon as you can. Take time now to go online and find any deductions you may have missed. Review where you are in your career. Do you still want to be making the same amount of money you made last year and the year before? Does your company offer merit salary increases or cost-of-living salary increases? Does it offer pay increases at all? Early January is a good time to take a look and see what else is out there. At the very least, Enterprises TV encourages readers to always keep their resumes up to date.