Medical bills are not small. One outpatient procedure that
takes an hour or less can total thousands of dollars. Enterprises TV shares information
about how to reduce the total of medical bills.
Get a jump on any possible medical bills by setting up an
appointment with the medical professional’s billing manager. Discuss where the
procedure will be done. Work towards using an in-network provider rather than
an out of network provider. This will save some money since it is often more
expensive to go out of network.
When the bill comes, offer a lower lump sum of cash instead
of offering to make monthly payments. Most providers will accept this since it
means a) they are getting paid and b) are assured they will get paid for the
entire bill later.
The Enterprises TV show suggests going online to your health
insurance company’s website to see if there is a way to check pricing on
medical procedures and their costs. If not, here are three sites to look into:
·
clearhealthcosts.com
·
healthcarebluebook.com
·
newchoicehealth.com
Double check the CPT codes or the medical codes on the bill
before paying. Errors can happen. If there is a discrepancy, call the billing
manager and ask for a new bill with the correctly coded items and charges.
Of course, be courteous on the phone with anyone you talk
to. No one likes to be treated rudely. Pay the bill on time after checking
everything out. Late payments do show up
on credit reports. Get on top of any and all medical bills and reduce the total
before the bill becomes overdue.
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